Real-Time Payment Requests Integrated with QuickBooks® QBO

• ~ Automate Account Receivable Collection
• ~ Automate Account Payable Payments
• ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ^® specializes in the origination of moving money electronically.

Batching, Recurring Invoicing & ISO 20022 File Uploads

Using ISO 20022 rich data messaging, merchants can upload bulk invoices in Excel, XML, or JSON format to generate one-time or recurring RfP™ batches. This supports:

• Subscription-based billing
• Variable recurring payments
• MOTO or ecommerce invoices
• Wholesale settlement batches
• A2A, B2B, or C2B transaction types

Each file generates RfPs that are fully trackable and compliant—providing seamless fund movement, transaction auditing, and accounting automation.

✅ Request for Payment Parameters, Attributes, Benefits & Features

Parameters

• Delivery Methods: SMS, Email, Texting, Mobile App, QR Code (QRC)
• Payment Rails: RTP®, FedNow®, ACH, BNPL, Cards
• Integration: QuickBooks® QBO + ISO 20022 File Uploads
• Supported File Formats: Excel (.xlsx), .XML, .JSON
• Transaction Types: A2A, B2B, C2B
• Settlement Speed: Instant, Final, 24/7/365
• Checkout Experience: Hosted Payments Page

Attributes

• Real-Time Certainty: Finalized, good funds received instantly
• Mobile-Optimized Payment Prompting: Send RfPs through SMS, Email, or QR
• Hosted Page Flexibility: Payers choose their rail—FedNow®, RTP®, ACH, or card
• Recurring Invoicing Tools: Schedule recurring or variable RfPs in bulk
• QuickBooks® Automation: Invoices are auto-generated, matched, and reconciled
• ISO 20022 Compliance: Ensures structured data, interoperability, and audit readiness
• Bank-Wide Reach: Works with all U.S. banks and credit unions supporting real-time rails

Ask us how:

• Real-Time Payment Requests integrated with QuickBooks® QBO allow businesses to send mobile-first invoices via SMS, email, text, or QR code, and receive good funds via RTP® or FedNow® in real time.
• With ISO 20022 message specifications, businesses can upload Excel, XML, or JSON files to send thousands of real-time payment requests instantly to any participating U.S. financial institution.
• Each RfP™ is linked to a hosted payments page where the customer chooses whether to pay via RTP®, ACH, FedNow®, credit card, or buy-now-pay-later (BNPL)—ensuring convenience for the payer and certainty for the payee.
• Businesses can set up recurring or variable payment requests that reflect subscription pricing, invoice totals, or service-based billing—automatically settled with real-time confirmations.
• Real-time payment requests eliminate AR delays, streamline reconciliation through QuickBooks® QBO, and improve cash forecasting with rich remittance data and ISO-compliant formats.
• Whether you’re operating a POS terminal, MOTO system, ecommerce checkout, or recurring billing portal, real-time payment requests create a faster, simpler way to get paid.
• This end-to-end solution reduces friction, fraud, and float—accelerating your cash cycle while giving customers flexibility on how they complete the payment.

US merchants who use QuickBooks Online (QBO) or QuickBooks Desktop can leverage the integrated SecureQBPlugin.com solution to use real-time payment requests through FedNow. Here are the steps to follow:

Set up an account with a financial institution that supports FedNow. Merchants should ensure that their bank or payment processor is compatible with the FedNow system.

Install the SecureQBPlugin.com solution. This plugin integrates with QuickBooks Online or QuickBooks Desktop to enable real-time payment requests through FedNow.

Once the plugin is installed, merchants can generate payment requests within QuickBooks. The payment request will include the payment amount, customer information, and a unique identifier for the transaction.

The customer will receive the payment request and can make the payment through their bank's mobile app or online banking portal. The payment will be processed in real-time, and the funds will be immediately transferred to the merchant's account.

Once the payment is received, the merchant can reconcile the payment within QuickBooks using the SecureQBPlugin.com solution.

Overall, using SecureQBPlugin.com to facilitate real-time payment requests through FedNow can help merchants streamline payment processes, reduce payment delays, and improve cash flow. It's important to work with a payment processor that is compatible with FedNow and can provide the necessary plugins to integrate real-time payment requests into QuickBooks.

Want to get paid in seconds, not days? At TodayPayments.com, we give you the tools to request and receive good funds instantly with RTP® and FedNow® rails, fully integrated into QuickBooks® QBO and powered by mobile, SMS, email, and QR invoicing.

✅ Batch and send RfPs using ISO 20022 file formats
✅ Automate recurring or subscription-based invoices
✅ Accept payments instantly via FedNow®, RTP®, or ACH
✅ Trigger payment requests via mobile, email, or QR code
✅ Reconcile payments automatically in QuickBooks®
✅ Use hosted payment pages—no dev work needed

Join the future of digital receivables.
Visit https://www.TodayPayments.com and activate real-time payment requests today.

Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support

2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1.5% percentage on gross dollar file,

3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Real-Time Payment Requests system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG

4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.